Free Debt-Free Holidays Handbook

Don't get stuck being in debt after the holiday spending! DebtGuru is a credit counseling and debt management company offering consumer debt relief since 1998. Based in Utah they have helped thousands of families out of debt and into a stable financial future. Their informative and free 18 page guide can help you to stay debt free for the holidays through smart planning and shopping strategies. Learn proven techniques you'll be surprised you didn't already know, including how to: Identify Your Holiday Budget, Give Yourself A Holiday Bonus (Free Up 10%-15% Of Your Income), etc...